Car AccidentBaytown, Texas, Car Accident AttorneysIf you've been injured in a car accident that was caused by someone else's fault, your job and your doctor's job is to help you get well. Our job at The Linebaugh Law Firm is to make sure you are treated fairly by the insurance company. Texas uses the fault system to compensate auto accident victims. Most drivers have Personal Injury Protection (PIP), which provides a limited amount of coverage for medical bills and lost wages regardless of fault. The next step is to figure out who is responsible for the rest of your damages. If the other driver is at fault, you expect them to make it right. That is where our lawyers come in. You should contact a lawyer as soon as possible after a car accident. An accident scene will change almost immediately. Tire marks will disappear and wrecked cars will be repaired or taken to the scrap yard. It's important for your lawyer to preserve that evidence and interview any witnesses. Once your lawyer has done that, it's time to evaluate your injuries. As some point in time, your lawyer will present a demand to the insurance company of the at-fault driver. In Texas, this is called a Stowers Demand. The name is significant. It is based on the Stowers Doctrine, which is case law that rules that if, under the right circumstances, an injured person offers to settle a case within the insurance company's policy limits, and the insurance company refuses to do so, then the insurance company may have to bear the cost of any additional judgment that is awarded by a jury. Your lawyer can use the Stowers Doctrine as leverage to promote fair settlement negotiations, since few insurance companies will want to take the risk of paying more than their policy limits. Free Consultation: There is never a charge to simply talk to a lawyer about your car accident case at The Linebaugh Law Firm in Baytown, Texas. |


